Everyone should regularly check their credit report for inaccuracies and suspicious activities. By law you are allowed one free report from each of the three major credit bureaus per year. Note that while the report is free, obtaining your score costs money (but if your report is correct there’s not much you can do about your score).
annualcreditreport.com is the website established as a result of the Fair and Accurate Credit Transactions Act of 2003 to obtain free reports and is available on the Internet at https://www.annualcreditreport.com/cra/index.jsp
WARNING: There are lots of websites that misleadingly claim to provide free credit reports (such as www.FreeCreditReport.com). There is almost always a catch. In the case of FreeCreditReport.com, you get your "free report" by signing up for a trial membership, which automatically charges you $12.95 per month if you don't cancel it.
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